Insurance Products
Browse our full range of insurance solutions. Select a product to see what it covers, what you need to apply, and the forms to download.
35 products
EngineeringContractors All RiskContractors All Risk RISK COVERED The policy covers two sections: Section I - Material damage The policy covers physical losses, damages or destruction of property due to any cause other than those specifically excluded in the policy Section II - Third-party Liability. The policy covers the legal liability falling on the insured contractor as a result of physical injury or property damages suffered by a third party.View product
EngineeringContractors Plant and MachineryThis policy covers sudden, accidental, and external damages to the machinery insured, due to any cause other than what has been specifically excluded from the policy. The policy covers machinery used, whether operating or not, whilst being dismantled for the purpose of cleaning or overhauling, whilst being moved within the premises or during subsequent re-erection. The policy only insures machinery after an initial successful commissioningView product
EngineeringElectronic EquipmentElectrical & mechanical breakdownView product
EngineeringErection All RiskCoverage is on an 'all-risks' basis, including: Fire, lightning, explosions, aircraft damage o Riots, strikes, malicious actsView product
EngineeringInherent Defect LiabilityThe cost of repairing/restoring of the insured buildingView product
General AccidentComprehensive General LiabilityThe General Liability policy would provide insurance cover for liability to pay damages and costs from the following: “Injury” means death, bodily injury or disease or to any person. “Damage” means loss of possession or control of or actual damage to tangible property. “Pollution” means pollution or contamination of the atmosphere or of any water, land or other tangible property. “Product” means any property after it has left the custody of the Insured which has been designed, specified, formulated, manufactured, constructed, installed, sold, supplied, distributed, treated, serviced, altered, or repaired by or on behalf of the Insured but shall not include food or drink supplied by or on behalf of the Insured. “Product Recall” insurance is a separate policy to the General Liability policy and provides covers for the following: Accidental Contamination Malicious tampering Product Extortion Government recall This specialist cover will pay for consultant and advisor costs, recall costs and expenses amongst other things.View product
General AccidentCyber Security RiskA Cyber Insurance policy, 'Cyber risk' to cover any risk of financial loss, disruption or damage to the reputation of an organization from some sort of failure of its information technology systems.View product
General AccidentDeterioration of StocksRISK COVERED: A rise or fall in temperature as a result of: Damage to or a fault in the refrigeration system. Damage to the structure of the cold chamber. Accidental failure of the public electricity supply to the premises of the insured. Failure of the electrical installation connecting the refrigeration machinery and controls to the electricity supply.View product
General AccidentEnvironmental LiabilityRISK COVERED: Bodily injury (mirrors and sometimes enhances the definition used in the general liability (GL) policy) Property damage (mirrors and sometimes enhances the definition used in the GL policy) Cleanup expenses (usually as required by environmental laws with available enhancements by class of business) Defenses costs (usually included within the limit of liability)View product
General AccidentEvent LiabilityRISK COVERED: Revenue or expenses from an event against cancellation, postponement, curtailment, relocation or abandonment of the event due to reasons beyond the control of the event organizer. The policy is an “all-cause” coverage and can protect against severe weather conditions (hurricanes, tornados, severe winter storms, etc.), venue unavailability (due to fires, floods, power outages, etc.), threats or acts of terrorism, communicable disease outbreaks, earthquakes, wildfires, labor strikes, non-appearance of a key person and more.View product
General AccidentFidelity GuaranteeLoss from loans or tradingView product
General AccidentMedical MalpracticeWhen giving treatment recommendationsView product
General AccidentMoney InsuranceLoss of money in transit by the Insured or insured party's authorized employee(s), due to robbery, theft or any other fortuitous causeView product
General AccidentPersonal AccidentRepatriation expenses of mortal remains following death or permanent total disability of the insured members.View product
General AccidentProfessional IndemnityAlleged or actual negligenceView product
General AccidentTrade Credit InsuranceTrade Credit Insurance protects manufacturers, traders and service providers against losses from non-payment of a commercial trade debt. If a buyer does not pay (often due to bankruptcy or insolvency) or pays very late, the trade credit insurance policy will pay out a percentage of the outstanding debt.View product
General AccidentTravel InsuranceA program duly approved by the Shraiah Committee for the provision of insurance cover for travelers on international flights in respect of the risks related to travel outside Saudi Arabia, as the travelers may suffer losses due to a series of incidents such as the cancellation or curtailment of the trip, missed departure, loss of baggage, delayed baggage or its arrival in appropriate time. It also includes coverage for emergency medical expenses, personal accident, or personal public liability according to the terms, conditions and exclusions set forth in the insurance policy.View product
General AccidentWorkmen's CompensationWorkmen's Compensation Workmen’s compensation is designed to protect both the employee and employer and also eliminates the need for litigation action by providing an agreed approach to resolution. Two definitions for workers compensation are provided below: Courtesy of Investor Words A system of compensation for work-related injuries or death, paid for by employer compensation insurance contributions. Courtesy of Workers’ compensation is insurance paid by companies to provide benefits to employees who become ill or injured on the job. Through this program, workers are provided with benefits and medical care, and employers have the assurance that they will not be sued by the employee.View product
Health, Protection & SavingsGroup Credit LifeA Credit Life Insurance, is an add-on product commonly offered to customers taking out a loan. It protects both parties, the borrower and the lender, in the event that the loan cannot be repaid. This includes traditional products covering repayments of balances on loans made by banks to their clients against the latter’s death, as well as those covering loans affected by temporary or permanent disability (either partial or total), critical illness, hospitalisation and even unemployment.View product
Health, Protection & SavingsGroup Health InsuranceRISK COVERED: All customary medical expenses incurred during hospital confinement for surgical or medical treatment, including: Maternity: Normal and caesarean delivery, legal abortion and miscarriages Emergency: Immediate need for treatment due to an accident, Injury or Illness Ambulatory Plan covering the diagnostic tests and treatments (Labs, X – Rays, Scanners, MRI etc…) which do not require hospital confinement) Prescription Medicine Plan covers the medication prescribed by physicians Doctor’s Visit Plan covers Consultation fees and expenses at Clinic or at Home related to the medical services rendered Dental treatment VisionView product
Health, Protection & SavingsLife InsuranceAccelerated Death or terminal Illness BenefitsView product
Marine & HullMarine Cargo (Sea, Air & Land)Breakdown due to accidents resulting from nuclear installationsView product
Marine & HullMarine HullThis type of insurance provides covers against loss and/or damage to vessels/ ship’s hull and machineries, materials and other equipment of the vessel including collision/TPL risks. This Insurance against the risks to which the ship may be exposed will be for a specified period of time, usually for one year, or for a certain journey, The ship hull insurance policy covers marine risk, which is a risk arising from navigation or linked to the sea. It also covers the dangers of the sea, such as ship sinking, stranding and maritime collision due to bad weather conditions. It also covers threats that may occur at the sea such as fire, explosion, theft and piracy. Comprehensive insurance policy on yachts It provides the insurance coverage for the insured’s yacht against all marine risks, including Third Party Liability and can be extended to include the ship’s crew. Marine hull insurance cover include Third Party Liability The policy provides coverage to the insured regarding their liability towards third party claims for bodily injury and/ or property damage.View product
Marine & HullPleasure BoatsLoss or damage to your boat, as well as to outboard motors, sails, special equipment, dinghies/tenders to a parent vessel and other accessories by almost any type of loss including collision, fire, theft or sinking.View product
Miscellaneous LinesAviation LiabilityProvides coverage for hull losses as well as liability for passenger injuries, environmental and third-party damage caused by aircraft accidents. Other;.View product
Miscellaneous LinesEnergy and Power InsuranceUpcomingView product
Miscellaneous LinesForestry InsuranceIt covers business interruption and common risks that can impact your business, such as fire, malicious damage, and injury. Forestry Insurance is specially designed for foresters, forest owners, contractors, sawmill companies, harvester and forwarder operators, and paper and pulp companies.View product
Miscellaneous LinesSports InsuranceView product
Motor InsuranceMotor - ComprehensiveMotor Comprehensive: For all on-road vehicles to provide pecuniary protection against physical damage and body injury which resulted by a road collision, indemnifying the insured towards their liability.View product
Motor InsuranceMotor - Third-Party LiabilityMotor TPL: Motor Third Party Liability is mandatory cover for all motor vehicle under KSA Law.View product
Property InsuranceBusiness InterruptionAircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stockView product
Property InsuranceFire and Allied PerilsStorms, tempests and floodsView product
Property InsuranceMachine BreakdownFaulty material/labor work of the machine.View product
Property InsuranceProperty All RiskAircraft, or other aerial devices or articles dropped there from Impact by vehicles, watercraft, locomotives or rolling stock.View product
Property InsuranceSabotage, Terrorism & Political ViolenceAn act of terrorism and/or sabotageView product