Electronic Equipment

Electronic equipment insurance covers servers, medical and laboratory instruments, broadcast and telecommunications systems and similar low-voltage equipment against sudden physical loss or damage, including the electrical and mechanical breakdown that a standard property policy excludes.

Cover typically extends to external data media and to the increased cost of working while a unit is replaced. That matters in the Kingdom, where specialised equipment is imported and where supply lead times, customs clearance and air freight often decide how long a facility is out of service.