AP Plus Value
What we do for every client, on every programme.
What we do
Ten things that happen on every programme we place, from the first survey to the settlement of a claim.
Risk exposure analysis
We study the activity, the sites and the contracts to establish what the business is actually exposed to, before any product is discussed.
Risk exposure product recommendations
Each exposure matched to the cover that answers it, drawn from every line of business we place.
Competitive market terms
Terms negotiated across the market with insurers licensed by the Insurance Authority, so what you compare is like for like.
Advice on tangible and intangible assets
Buildings, stock and plant, and the things that never appear on a fixed-asset register: income, liability, data and reputation.
Support for engineering surveys
Property surveys arranged and attended, so sums insured rest on a valuation rather than on an estimate.
A complete risk management programme
Not a stack of policies bought separately: one programme, with limits, deductibles and retentions set deliberately against each other.
A dedicated specialist per line
The person handling your marine cargo knows marine cargo. Certified CII specialists across the lines we place.
A programme tailored to your business
Cover shaped around your exposure and the obligations in your contracts, rather than placed as the market sells it.
A claim procedure manual
Written before you need it: who to call, what to record at the scene, and what the insurer will ask for.
Support until the claim settles
We prepare and pursue the claim, manage the loss adjuster, and stay with it through review and submission to settlement.
See what this looks like for your business
Tell us your industry, or talk to us directly about a programme.