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Property Insurance

Sabotage, Terrorism & Political Violence

Property and engineering policies exclude damage caused by terrorism, sabotage and political violence. This cover buys that exclusion back, for physical damage to the insured property and for the business interruption that follows it.

It is written as a standalone policy or as an extension, and lenders and the owners of infrastructure, energy and large commercial assets in the Kingdom commonly require it. Limits are set for each location rather than across the whole portfolio, based on the largest loss a single event could cause.

Risk Coverage

  • An act of terrorism and/or sabotage
  • Malicious damage
  • Riots, strikes, civil commotion
  • Invasion, acts of foreign enemies
  • hostilities (whether war be declared or not) civil war, rebellion, revolution, coup d’État , insurrection or mutiny
  • war

Extensions

  • Vandalism
  • Looting or theft unless such vandalism.

Pre-requirements

  • Broker of Record
  • Commercial Registration
  • Wassel /National Address
  • VAT Certificate
  • Proposal Form
  • 5 years claim experience
  • A declaration letter if first time insurance

Forms to download

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