General AccidentMedical Malpractice
Medical malpractice indemnifies healthcare practitioners and facilities against claims alleging harm to a patient - in diagnosis, in prescribing, during surgery or in any other clinical act - together with the cost of defending the claim.
In Saudi Arabia these claims are heard by the Sharia health commissions, and practitioners are expected to hold cover as a condition of licensing. Policies are written for an individual practitioner, for a facility and its staff, or on a blanket basis across a group of clinics or a hospital.
Risk Coverage
- While diagnosing
- When giving treatment recommendations
- When prescribing medicine
- When conducting surgical operations
- During other medical actions
- Covering costs of defending lawsuits related to such claims
Extensions
- Illegal conduct
- Sexual improprieties
- Items misrepresented on the application for insurance
- Hospital or laboratory administration and records alteration
Pre-requirements
Broker of Record- Commercial Registration
- Wassel /National Address
- VAT Certificate
- 3 years claims experience
- A declaration letter if first time insurance
- Proposal Form
- Member list with SI specialty