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General Accident

Personal Accident

Personal accident pays a fixed benefit on accidental death or permanent disability and meets accidental medical expenses, twenty-four hours a day and anywhere in the world unless the policy says otherwise.

Employers in the Kingdom use it as group cover for workforces with physical exposure - construction, logistics, manufacturing - alongside medical insurance and GOSI contributions rather than instead of them. For expatriate employees it commonly includes repatriation of remains, which a family would otherwise have to fund.

Risk Coverage

  • Repatriation expenses of mortal remains following death or permanent total disability of the insured members.
  • Accidental medical expenses

Pre-requirements

  • Broker of Record
  • Commercial Registration
  • Wassel /National Address
  • VAT Certificate
  • 3 years claims experience
  • A declaration letter if first time insurance
  • Proposal Form

Forms to download